Apply for a Home

Homeowners

Helping lower income families in Thunder Bay to build a better life through affordable homeownership.

Have you always dreamed of owning your own home? Do you have a job, but find that you are having trouble getting ahead? We are looking for Partner families who would like to work with us to build an affordable and safe home that they can call their own.

For questions please email ceo@habitattbay.com

"*" indicates required fields

Qualification Checklist

Habitat for Humanity Thunder Bay reserves the right to make the final decision for acceptance on all applications. The following criteria are applied to determine eligibility: (Please Check (X) Yes or No below)

Criteria
I am employed for a minimum of the past two years in the community in which the house will be built.

I am employed for a minimum of the past two years in the community in which the house will be built. - Yes
Yes

I am employed for a minimum of the past two years in the community in which the house will be built. - No
No

I have been a permanent resident or landed immigrant of Canada for 3 years or more.

I have been a permanent resident or landed immigrant of Canada for 3 years or more. - Yes

I have been a permanent resident or landed immigrant of Canada for 3 years or more. - No

I am not receiving income from Employment Insurance or Social Assistance.

I am not receiving income from Employment Insurance or Social Assistance. - Yes

I am not receiving income from Employment Insurance or Social Assistance. - No

I am ready to live where Habitat is building in the community.

I am ready to live where Habitat is building in the community. - Yes

I am ready to live where Habitat is building in the community. - No

I am willing to complete 500 sweat equity hours prior to house possession.

I am willing to complete 500 sweat equity hours prior to house possession. - Yes

I am willing to complete 500 sweat equity hours prior to house possession. - No

My present housing is at least one of the following: too expensive, too small, unsafe, or substandard; (Please note that preference will be given to families with young children)

My present housing is at least one of the following: too expensive, too small, unsafe, or substandard; (Please note that preference will be given to families with young children) - Yes

My present housing is at least one of the following: too expensive, too small, unsafe, or substandard; (Please note that preference will be given to families with young children) - No

I do not currently own a house

I do not currently own a house - Yes

I do not currently own a house - No

Total household income (as defined on line 15000 of CRA Notice of Assessment) must be less than $84,600. Minimum household income to qualify for the program is $44,637.

Total household income (as defined on line 15000 of CRA Notice of Assessment) must be less than $84,600. Minimum household income to qualify for the program is $44,637. - Yes

Total household income (as defined on line 15000 of CRA Notice of Assessment) must be less than $84,600. Minimum household income to qualify for the program is $44,637. - No

I am willing to provide the most recent CRA Notice of Assessment, as well as consent for Habitat to contact references from employer, landlord, and 2 other people who know the family well.

I am willing to provide the most recent CRA Notice of Assessment, as well as consent for Habitat to contact references from employer, landlord, and 2 other people who know the family well. - Yes

I am willing to provide the most recent CRA Notice of Assessment, as well as consent for Habitat to contact references from employer, landlord, and 2 other people who know the family well. - No

I am willing to provide your last 3 pay statements from all jobs and 2 months of all bank and financial statements, including credit card statements.

I am willing to provide your last 3 pay statements from all jobs and 2 months of all bank and financial statements, including credit card statements. - Yes

I am willing to provide your last 3 pay statements from all jobs and 2 months of all bank and financial statements, including credit card statements. - No

I consent to a credit check by Habitat for Humanity, Thunder Bay.

I consent to a credit check by Habitat for Humanity, Thunder Bay. - Yes

I consent to a credit check by Habitat for Humanity, Thunder Bay. - No

I have not declared bankruptcy over the last 3 years or currently engaged in proceedings leading to bankruptcy or consumer proposals.

I have not declared bankruptcy over the last 3 years or currently engaged in proceedings leading to bankruptcy. - Yes

I have not declared bankruptcy over the last 3 years or currently engaged in proceedings leading to bankruptcy. - No

*Please note that preference will be given to families with young children

How to Apply

Homeownership Program - Expression of Interest

[Answering yes to all questions in the above checklist does not imply eligibility.] This form is the first step in the application process. HFHTB will review the information you provide to determine if you are eligible to apply for a Habitat home. Within 3 months of Habitat receiving the completed form you will receive an email or letter informing you if you are eligible/ineligible for the second stage of the application process.
Qualifications are subject to change due to economic indicators and construction costs for the 2023 Build

Name of Applicant*
First Last

Currently Employed?*

Full Time/Part Time

Will there be another adult living with you? (18 years of age or older)*

Yes

No

Name of Co-applicant (if applicable)
First Last

Is the Co-applicant currently employed?

Full Time/Part Time

Current Address
Street Address Address Line 2 City Province Postal Code

Home Phone Number*

Cell Phone Number*

Email Address*

What is the best time to contact you?*

Are you currently renting your home?*

People, including yourself, presently living in your home

Relationship with the Principal Applicant (Self)
Relationship with the Principal Applicant

Age (Self)
Age

Gender (Self)
Gender

Relationship with the Principal Applicant (Person 2)

Age (Person 2)

Gender (Person 2)

Relationship with the Principal Applicant (Person 3)

Age (Person 3)

Gender (Person 3)

Relationship with the Principal Applicant (Person 4)

Age (Person 4)

Gender (Person 4)

Relationship with the Principal Applicant (Person 5)

Age (Person 5)

Gender (Person 5)

Please list your household income last year (From all sources, including Child Tax Benefit, pension income etc)

Source of Income (1st Source)
Source of Income

Amount $ (1st Source)
Amount $

Source of Income (2nd Source)

Amount $ (2nd Source)

Source of Income (3rd Source)

Amount $ (3rd Source)

Source of Income (4th Source)

Amount $ (4th Source)

Source of Income Total

Total Amount $

Please list all your existing liabilities including Bank loan, car loan, outstanding credit card balance etc.

Nature of Liability (1st Liability)
Nature of Liability

Amount $ (1st Liability)
Amount $

Nature of Liability (2nd Liability)

Amount $ (2nd Liability)

Nature of Liability (3rd Liability)

Amount $ (3rd Liability)

Nature of Liability (4th Liability)

Amount $N (4th Liability)

Nature of Liability Total

Total Amount $

I certify that all information in this form is correct to the best of my knowledge.*

Please explain why your family needs a Habitat home*

I consent to a credit check by Habitat for Humanity Thunder Bay*

Yes

No

Please accurately complete the information below as it will be used to run a credit check. Inputting incorrect information below will disqualify your application.

Name*
First Middle Last

Birthday Date*

Social Insurance Number*

Name of Co-Applicant*
First Middle Last

Birthday Date*

Social Insurance Number*

Signature*

Today's Date*
MM slash DD slash YYYY

Without a credit check, your application for homeownership will not be considered

Comments
This field is for validation purposes and should be left unchanged.

Apply for a Home

Homeowners

Qualification Checklist

How to Apply

Homeownership Program - Expression of Interest

Without a credit check, your application for homeownership will not be considered

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